Strong premium increases
Every fourth person changes health insurance at the end of the year
Every fourth adult changed basic insurance by 2023. This is shown by a representative survey. It is said that inflation increases the pressure to save.
It will have a particularly large number of new customers in the coming year: the Bern health insurance company KPT.
The sharp increase in health insurance premiums has consequences: according to a representative survey, around one in four adults in Switzerland changes their basic health insurance at the end of the year. That’s a lot more than in other years.
As the comparison portal Comparis announced on Thursday, the proportion of people switching health insurance companies has so far been in the single-digit percentage range. Now 843 of 3156 people surveyed or around 27 percent from all regions of Switzerland stated that they would change their basic insurance at the end of the year.
Premium increase of 6.6 percent
In Switzerland, premiums for basic health insurance will increase by an average of 6.6 percent in the coming year.
The French are particularly willing to change, where 31 percent of those surveyed are insured with another health insurance company in 2023. In German-speaking Switzerland, the proportion of changers is 25 percent and in Ticino 18 percent. 61 percent of those switching described the premium increase as an important or very important reason.
47 percent of those willing to change identified themselves as notorious changers. 44 percent of those changing stated that poor service at the previous checkout was the main reason for changing. 69 percent of those changing keep their franchise with the new provider.
Inflation increases the pressure to save
Proportionally, the number of people moving from Assura and Atupri to KPT is particularly large. This checkout is emerging as the biggest winner in terms of customer growth. The market research institute commissioned by Comparis to conduct the survey also found that many policyholders are switching from Visana to Helsana.
According to Comparis, KPT will have around 40 percent more customers in the coming year than in the current year. Comparis health insurance expert Felix Schneuwly is quoted in the statement as saying that he was surprised at the extent of the change. Inflation has probably also increased the pressure to save. (SDA)