Felix Schneuwly from Comparis predicts an average increase in health insurance premiums of five percent for 2023. When asked about this, Health Minister Alain Berset explained in an interview with the “NZZ”: “These are speculations. The last bonus rounds were often smaller than certain people had predicted. »
With “certain people” he probably also meant Felix Schneuwly. The latter did not let this sit on his back and on the industry portal Medinside slightly sourly accuses the Minister of Health of concealing important facts. For example, that the increase in premiums in recent years has only remained below expectations because the health insurance companies had to reduce reserves under pressure from above. Many of them now lack the reserve cushion to cushion the current cost fluctuations.
Be that as it may: an above-average premium increase in our health insurance premiums comes at an inopportune time. Because after years of abstinence we have to get used to inflation again. And the health insurance premiums, although a major expense item for every household, are not even taken into account when calculating inflation.
And anyway: has a lucky person missed what has afflicted us for the last two years, that the hospitals were on the attack and many people are still suffering from the consequences today? Does anyone think there is no cost involved?
In case anyone has missed it: health insurance premiums are not rising because of greedy health insurance managers. They merely reflect the cost increases in healthcare.
Either way, the clamor for premium increases is tiring. It seems to me that it’s mainly the media and politicians who howl at every award round. Every third premium payer affords the luxury of private or semi-private supplementary hospital insurance; every third household enjoys a premium reduction. And very few people make use of the opportunity to switch to a less expensive health insurance company in the fall.
Now two popular initiatives are pending in parliament: the SP’s initiative to reduce premiums and the center’s cost control initiative. But do Mr. and Mrs. Schweizer want to save costs at all?
When it comes to making any compromises, the protest of the population is certain. Nothing seems easier than collecting signatures against a hospital closure. And when we were allowed to vote on the managed care bill in 2012, 76 percent said no. They feared a restriction of the free choice of doctor.
We all have fond memories of the care initiative. There isn’t a serious force that doesn’t believe care needs to be upgraded. Or does someone want to claim that this is available for free?